INTEREST-FREE* HOLIDAYS

FEATURES

• Interest-Free terms & conditions apply as per your chosen term of 3, 6, 9 or 12 months
• Minimum purchase amount of $500 and the offer is available every day
• An annual card fee of $99 applies
• No early repayment fees on your purchase

FURTHER INTEREST-FREE* PURCHASES

Once you are approved, you are able to make further Interest-Free* purchases at participating retailers.

HOW DOES INTEREST-FREE* WORK?

Interest-Free* means you will not have to pay any interest on the purchase you made during the promotional period (3, 6, 9 or 12 months). You will be required to pay minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card may incur interest charges. Upon expiry of your Interest-Free* special promotion purchase, any remaining balance will revert to a variable cash advance rate at that time.

*Interest-Free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at the time. See in-store for details. Monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Offer available every day. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595.